System BL // JARVIS
Module Finance
Sync 13 Jul 2026
Liquid NW £227,860
Cash Flow · Net Worth · Capital Operations
Finance
LIVE · 13 Jul 2026
Overview
Cash Flow
Categories
Insights
Net Worth
Total Net Worth
£686,274
Incl. house & pension
Avg Monthly Income
£12,964
All accounts · last 12m
Avg Monthly Spend
£6,212
All accounts · last 12m
Joint Income
£1,916
Joint account · avg 12m
Joint Spend
£3,803
Joint account · avg 12m
Cash & Savings
£73,600
Liquid cash holdings
Investments
£154,952
ISAs & portfolios
JARVIS · Daily Brief
Liquid net worth sitting at £227,860, Sir — positive territory. Savings rate running at 52.1% on avg monthly income of £12,964 — solid position. Investment holdings at £154,952 against mortgage liability of £169,185. All systems nominal.
Income vs Spending
Last 12 months
Spending by Category
Last 12 months
Account Balances
Top Spending Categories
True Cost of Living
Avg monthly spend · 12m
Avg Monthly Income
Joint account + cards · 12m
Last Month Income
Joint account + cards
Last Month Spend
Joint account + cards
Income vs Spending
Joint account + cards
Monthly Spend Trend
18 months
Spending Split
True Cost of Living
12m monthly average
Joint Account
12m monthly average
Credit Card
12m monthly average
CC as % of Spend
12m average
Monthly Spend — CC vs Joint
Last 12 months · click a bar to drill down
Spending by Category
Category Detail
Income Breakdown
Expense Breakdown
Click to drill down
Year-on-Year Comparison
Biggest Commission
Single payment · all time
Avg Commission
Per payment · all time
Total Holiday Spend
All years
Total Christmas Spend
All years
Commission by Quarter
Salary + commission from 2020
Holiday & Christmas Spend
By year from 2020
Total Net Worth
£686,274
Incl. house & pension
House Value
£400,000
Estimated
Pension
£199,969
V1 UK pension
Mortgage
£169,185
Outstanding balance
Other Liabilities
£692
Credit cards & loans
Cash & Savings
£73,600
Liquid cash holdings
Investments
£154,952
ISAs & portfolios
Net Worth Composition
Asset Breakdown
Cash & Savings
Investments & ISAs