💰 Personal Finance Dashboard
Updated: 17 Mar 2026 23:14
Overview
Cash Flow
Spending
Categories
Insights
Net Worth
Liquid Net Worth
£185,168
Excl. house & pension
Total Net Worth
£613,896
Incl. house & pension
Liquid Assets
£187,830
Cash + Investments
Savings Rate (12m avg)
29.5%
Income kept
Avg Monthly Income
£12,624
Last 12 months
Avg Monthly Spend
£8,902
Last 12 months
Income vs Spending — Last 12 Months
Spending by Category — Last 12 Months
Account Balances
Top Spending Categories
View:
Last 24 Months
Annual (by Year)
Income vs Spending
Savings Rate %
Year:
Category Breakdown
Category Detail
Spending Trend by Category (5 Years)
Period:
Category:
All Categories
Subcategories
Subcategory Trend
True Cost of Living
12-month avg (Starling Joint + HSBC)
Last Month Spend
Excl. one-offs
Biggest Commission
Since 2020
Avg Commission
Per quarter since 2020
Total Holiday Spend
All time
Total Christmas Spend
All time
True Cost of Living — Monthly
Commission Payments by Quarter
Holiday & Christmas Spend by Year
Liquid Net Worth
£185,168
Excl. house & pension
Total Net Worth
£613,896
Incl. house & pension
House Value
£400,000
Pension
£175,010
Mortgage
£171,699
Other Liabilities
£2,662
Liquid Accounts
Investment Accounts
Total Asset Allocation