Financial Systems · BL Suite
Finance ///
Liquid Net Worth
£182,241
Total NW £610,969
Avg Income
£2,823
monthly · 12m avg
Avg Spend
£9,075
monthly · 12m avg
Savings Rate
-221.4%
last 12 months
Liquid Assets
£184,714
cash + investments
Income vs Spending · 12 Months
Monthly Trend
Spending by Category · 12 Months
Last Month
12-Month History
Income vs Spend
True Cost of Living
—
—
Spend Trend
Monthly Spending
Categories · 12 Months
Total Net Worth
£610,969
Liquid £182,241 Assets £184,714
House
£400,000
estimated value
Mortgage
£171,699
outstanding
Pension
£175,010
Version 1 UK
CC Debt
—
credit cards
Accounts

💰 Personal Finance Dashboard

Updated: 27 Mar 2026 16:15
Overview
Cash Flow
Spending
Categories
Insights
Net Worth
Liquid Net Worth
£182,241
Excl. house & pension
Total Net Worth
£610,969
Incl. house & pension
Liquid Assets
£184,714
Cash + Investments
Avg Monthly Income
£2,823
Last 12 months
Avg Monthly Spend
£9,075
Last 12 months
Avg Joint Income
--
Joint account & cards
Avg Joint Spend
--
Joint account & cards

Income vs Spending — Last 12 Months

Spending by Category — Last 12 Months

Account Balances

Top Spending Categories

Avg Monthly Income
--
Joint account + cards
Avg Monthly Spend
--
Joint account + cards
Last Month Income
--
Joint account + cards
Last Month Spend
--
Joint account + cards

Income vs Spending

Joint account + credit cards

Monthly Breakdown

Most recent first

Category Breakdown

Category Detail

Spending Trend by Category (5 Years)

All Categories

Subcategories

Subcategory Trend

True Cost of Living
12-month avg (Starling Joint + HSBC)
Last Month Spend
Excl. one-offs
Biggest Commission
Since 2020
Avg Commission
Per quarter since 2020
Total Holiday Spend
All time
Total Christmas Spend
All time

True Cost of Living — Monthly

Commission Payments by Quarter

Holiday & Christmas Spend by Year

Liquid Net Worth
£182,241
Excl. house & pension
Total Net Worth
£610,969
Incl. house & pension
House Value
£400,000
Pension
£175,010
Mortgage
£171,699
Other Liabilities
£2,473

Liquid Accounts

Investment Accounts

Total Asset Allocation