💰 Personal Finance Dashboard

Updated: 25 Mar 2026 15:37
Overview
Cash Flow
Spending
Categories
Insights
Net Worth
Liquid Net Worth
£182,241
Excl. house & pension
Total Net Worth
£610,969
Incl. house & pension
Liquid Assets
£184,714
Cash + Investments
Avg Monthly Income
£2,823
Last 12 months
Avg Monthly Spend
£9,075
Last 12 months
Avg Joint Income
—
Joint account & cards
Avg Joint Spend
—
Joint account & cards

Income vs Spending — Last 12 Months

Spending by Category — Last 12 Months

Account Balances

Top Spending Categories

Avg Monthly Income
—
Joint account · last 12m
Avg Monthly Spend
—
Joint account · last 12m
Last Month Income
—
Joint account + cards
Last Month Spend
—
Joint account + cards

Income vs Spending — Banktivity

Joint Account + Cards — Monthly

Joint Account + Cards — Last 12 Months

Category Breakdown

Category Detail

Spending Trend by Category (5 Years)

All Categories

Subcategories

Subcategory Trend

True Cost of Living
12-month avg (Starling Joint + HSBC)
Last Month Spend
Excl. one-offs
Biggest Commission
Since 2020
Avg Commission
Per quarter since 2020
Total Holiday Spend
All time
Total Christmas Spend
All time

True Cost of Living — Monthly

Commission Payments by Quarter

Holiday & Christmas Spend by Year

Liquid Net Worth
£182,241
Excl. house & pension
Total Net Worth
£610,969
Incl. house & pension
House Value
£400,000
Pension
£175,010
Mortgage
£171,699
Other Liabilities
£2,473

Liquid Accounts

Investment Accounts

Total Asset Allocation