Financial Systems · BL Suite
Finance
///
Overview
Cash Flow
Spending
Net Worth
Liquid Net Worth
£185,168
Total NW £613,896
Avg Income
£12,624
monthly · 12m avg
Avg Spend
£8,902
monthly · 12m avg
Savings Rate
29.5%
last 12 months
Liquid Assets
£187,830
cash + investments
Income vs Spending · 12 Months
Monthly Trend
Spending by Category · 12 Months
Last Month
12-Month History
Income vs Spend
True Cost of Living
—
—
Spend Trend
Monthly Spending
Categories · 12 Months
Total Net Worth
£613,896
Liquid £185,168
Assets £187,830
House
£400,000
estimated value
Mortgage
£171,699
outstanding
Pension
£175,010
Version 1 UK
CC Debt
—
credit cards
Accounts
I
Fitness
Biometrics
II
Finance
Capital
III
Portfolio
Weapons
IV
Holidays
Ops
V
Earnings
Payroll
VI
Savings
Reserves
💰 Personal Finance Dashboard
Updated: 24 Mar 2026 00:31
Overview
Cash Flow
Spending
Categories
Insights
Net Worth
Liquid Net Worth
£185,168
Excl. house & pension
Total Net Worth
£613,896
Incl. house & pension
Liquid Assets
£187,830
Cash + Investments
Savings Rate (12m avg)
29.5%
Income kept
Avg Monthly Income
£12,624
Last 12 months
Avg Monthly Spend
£8,902
Last 12 months
Income vs Spending — Last 12 Months
Spending by Category — Last 12 Months
Account Balances
Top Spending Categories
View:
Last 24 Months
Annual (by Year)
Income vs Spending
Year:
Category Breakdown
Category Detail
Spending Trend by Category (5 Years)
Period:
Category:
All Categories
Subcategories
Subcategory Trend
True Cost of Living
12-month avg (Starling Joint + HSBC)
Last Month Spend
Excl. one-offs
Biggest Commission
Since 2020
Avg Commission
Per quarter since 2020
Total Holiday Spend
All time
Total Christmas Spend
All time
True Cost of Living — Monthly
Commission Payments by Quarter
Holiday & Christmas Spend by Year
Liquid Net Worth
£185,168
Excl. house & pension
Total Net Worth
£613,896
Incl. house & pension
House Value
£400,000
Pension
£175,010
Mortgage
£171,699
Other Liabilities
£2,662
Liquid Accounts
Investment Accounts
Total Asset Allocation